Money Chef® … Dream It, Believe It , Achieve It

Overview

Money Chef® exists to help ‘savers’ get ahead of the game.
We believe the best way to do this, is through a ‘Club’. We negotiate the best deals and pass on all the savings, in return for a simple membership fee.
It’s simple, transparent, and affordable.

Our Philosophy

We exist to challenge the status quo, to create a new way of saving, because the old way’s a bit confusing and broken !
Money Chef® is a fully transparent, low cost, and affordable to everyone.

Benefit One ~ Benefit All®

We believe that the more people join us, the more influence we have in negotiating the best terms for our members. It’s like Groupon for savings !
You get a great low cost ISA for just 0.50% pa, knowing that we have negotiated the best deal we can, and passed on 100% of the savings.

We just do ISA’s ! (for now)

Savings are dominated by ISA’s, tax free ‘individual savings accounts’, that are flexible and easy to understand, and so Money Chef® taps into this by offering an ISA Save Club®, with member benefits.

Who are we ?

It’s created by Austyn Smith, one of the UK’s most highly regarded financial planners, a featured Citywire ‘Cover Star’ in 2010, 2013 and 2017,​ www.austynsmith.com and our cautious DNA flows down into Money Chef®

What do members get ?

All members get the ‘Great Basic ISA’ but then you can upgrade to other goodies too, depending on what you want.
We all have a ‘default future’ based upon just drifting along, and maybe that’s good enough. But some people want more clarity, and vision of where they are headed, and so for these people we offer additional help.

How it Works

Money Chef® couldn’t be simpler, just select one of our great ISA’s, with no additives or nasties, just the best terms we can secure for our members.
No lock ins, no hassle, no commitment. Cancel at any time.
Easy upgrade and downgrade, you’re free to change plans at any time.

Why start this Now ?

The time is right now because many have become frustrated that they can’t seem to save enough or take back control of their spending.
We now have the technology to offer market leading low cost saving, which was not available to the public a few years ago.

Why is Money Chef® a Game-Changer ?

We are creating a community of like-minded savers, a club, so that the more people join, the more everyone saves.
We are doing it on a membership / subscription model so it’s more transparent.
All members are stakeholders, in that we pass on all the good stuff at the lowest charges we can, and as we grow, so does our influence in reducing charges further.
We get no kickbacks, no under the table deals, what you see is what you get.

Our Intellectual Property !

We intend to have some fun doing things differently.
The following are registered UK Trademarks we have at our disposal,

Cautious Blend ®
Charity ISA ® (so that members can benefit the charity of their choice)
Clarity Conversations ®
Fund Label ®
ISA Save Club ®
Love Cover ®
Money Blend ®
Money Chef ®
Money Compass ®
Money Mapping ®
Pension Hunter ®
Pension Save Club ®
Risk Recipe ®

Technology Teamwork

It’s important that members know their money is safe, and so we have partnered with one of the UK’s leading investment and tech providers.
They are called Nucleus , and over the last few years they have won many independent awards, and have a very good reputation.

And Finally !

We want to disrupt the current cosy world of the big institutions.
They charge too much, and so we want to offer something that’s lower cost, and better value for money.
And we want to treat you as an individual !